Pinecone asks for your address because your first payout is sent via check to your address. After a few surveys they offer you a paypal option. As far as sending products to test, these are related to the survey you take. I have been with them for a year and they have only sent a few things for me to try out. In the survey, they ask if you would mine trying the product and you can decline. Pinecone is a great company to do surveys with. I highly recommened them!
Toluna – Been a member for maybe 7 years. They probably send 5-10 emails every day! I usually pick and choose 1-2 only because of decent rewards. For them, 3000 points is $1 so you have to be smart about they surveys. Getting 1,500 points for 20 mins seems ok until you realize it’s only 67 cents! Payout is $20 checks that come 1-2 weeks after you request them. It also takes weeks to get credited for a survey.
Some pay with points that are redeemable for cash or goods and typically you must rack up a bunch to redeem them for anything of significance. Others may give you a gift card, discount, or another token of appreciation for participating. Many others pay nothing or only offer sweepstakes entries for completing screening surveys to determine your eligibility for other, paid surveys. A few don't pay much of anything, unless you recruit others, as in a pyramid scheme.
Survey Club has been offering online paid surveys since 2005, and in the fast paced every changing world of the web that’s a reassuringly long amount of time. They are a bit of an acquired taste, in that they specialise in long, detailed surveys for high end clients rather than the quick and cheerful consumer surveys that you may be more familiar with. Whilst this does mean that you may have to commit a bit more time, it does mean that if you have the patience to persevere with them they pay more money than most survey and reward sites. They also offer local taste tests (see what I said about ‘an acquired taste’?), and secret shopper opportunities.