Pinecone asks for your address because your first payout is sent via check to your address. After a few surveys they offer you a paypal option. As far as sending products to test, these are related to the survey you take. I have been with them for a year and they have only sent a few things for me to try out. In the survey, they ask if you would mine trying the product and you can decline. Pinecone is a great company to do surveys with. I highly recommened them!
They include sites that seem to be their competitors because they earn referral fees when you buy memberships. A couple mentioned in scam forums even try to dupe you into buying the same list at other membership sites they own under different names. Naturally, these sites also have an incentive to exaggerate how much you'll earn from online paid surveys.